Branch Manager – Retail Finance | Karnataka, Madhya Pradesh, Maharashtra, Tamil Nadu

Organization:

Our client is one of the leading microfinance institution in India.

Job Summary:

1. This position is responsible for achieving branch targets of outreach, portfolio quality and portfolio disbursement on a monthly basis
2. Manage sales, collections, operations, disbursements and end to end activity for the respective branch
3. This position is responsible for maintaining controls and compliances of the branch.

Location:

1. Karnataka: Mandya, Mysore
2. Madhya Pradesh: Narmadapuram
3. Maharashtra: Amaravati, Bhigwan, Sangola, Sawantwadi, Wardha, Yavatmal
4. Tamil Nadu: Coimbatore, Chengalpattu, Thiruvallur, Vellore

Reporting To: Area Manager

Broad Roles and Responsibilities:

1. Operations:
   • Achieve branch targets of outreach, portfolio volume and portfolio quality for all Individual Lending Products, existing and new products and services as per agreed targets month on month
   • Maintain and ensure retention of clients on a month on month basis
   • Plan daily activities at Branch through Sales, Collection and Operation Team
   • Comply with accounting processes to manage and handle cash at the branch as per established norms
   • Monitor and maintain expenditure within the established limits at the branch level
   • Implement audit compliance procedures and checks at the branch at the required frequency
   • Develop a strong business team and monitor them to ensure profitability
   • Ensure preparation and submission of all documents and reports as per agreed
     timelines.
2. People:
   • Review and monitor entire team and individual performance on a weekly and monthly basis
   • Ensure team is adhering to standards of client interaction, rapport and relationship building.
3. Administration:
   • Identify the location, space and procure infrastructure for the new branch and set-up the infrastructure for the branch with the support the regional Admin Manager
   • Monitor and ensure branch requirements in terms of stationary, supplies etc. are adequate and general upkeep is maintained month on month.

Requirements:

1. Degree is a must. MBA/Post Graduation is a plus
2. Minimum 5 experience in Sales of Affordable Housing Loan, LAP, Mortgage Loan & Branch Management
3. Local language is mandatory
4. Willing to travel
5. Operations & JLG background candidates will not be considered.