Posted 3 months ago
Organization:
Our client is one of the leading microfinance institution in India.
Job Summary:
- This position is responsible for achieving branch targets of outreach, portfolio quality and portfolio disbursement on a monthly basis
- Manage sales, collections, operations, disbursements and end to end activity for the respective branch
- This position is responsible for maintaining controls and compliances of the branch.
Location:
- Karnataka: Chikkodi, Gokak
- Maharashtra: Aurangabad, Ichalkaranji, Jalna, Shrirampur, Sillod, Yeola
- Tamil Nadu: Coimbatore, Erode, Kallakurichi, Thanjavur
Reporting To: Area Manager
Broad Roles and Responsibilities:
- Operations:
- Achieve branch targets of outreach, portfolio volume and portfolio quality for all Individual Lending Products, existing and new products and services as per agreed targets month on month
- Maintain and ensure retention of clients on a month on month basis
- Plan daily activities at Branch through Sales, Collection and Operation Team
- Comply with accounting processes to manage and handle cash at the branch as per established norms
- Monitor and maintain expenditure within the established limits at the branch level
- Implement audit compliance procedures and checks at the branch at the required frequency
- Develop a strong business team and monitor them to ensure profitability
- Ensure preparation and submission of all documents and reports as per agreed timelines
- People:
- Review and monitor entire team and individual performance on a weekly and monthly basis
- Ensure team is adhering to standards of client interaction, rapport and relationship building
- Administration:
- Monitor and ensure branch requirements in terms of stationary, supplies etc. are adequate and general upkeep is maintained month on month
Requirements:
- Minimum 5 yrs experience in Affordable Housing Loan, LAP (Loan against property), Mortgage Loan & Branch Management
- Graduation and above
- Local language is mandatory
- Willing to travel