Branch Credit Manager | Chhattisgarh, Karnataka, Madhya Pradesh, Maharashtra, Tamil Nadu

Organization:

Our client is one of the leading microfinance institution in India.

Job Summary:

This position is responsible for ensuring Quality Loan portfolio.

Location:

1. Chhattisgarh: Durg
2. Karnataka: Jayanagar, Kolar, KR Pete, Hosadurga, Sira, Tumkur
3. Madhya Pradesh: Narmadapuram
4. Maharashtra: Amaravati, Bhigwan, Nandurbar, Sangola, Sawantwadi, Sillod, Wardha, Yavatmal, Yeola
5. Tamil Nadu: Madurai, Thiruvallur, Tiruvanamalai, Vellore

Reporting To: Area Credit Manager

Broad Roles and Responsibilities:

1. Conduct loan utilization checks as per the schedule for all clients
2. Conducting house/ on-site visits to the customer house/ projects
3. Conducting check for high ticket size loans as per the instructions of the Regional Credit Team
4. Ensure publicity and awareness on products and processes to the branch staff
5. Imparting training to the branch staff on the products and processes
6. Build rapport and relationship with clients and branch staff
7. Reporting of daily events to Area Credit Manager
8. To maintain of all records & Books as per the requirement
9. Co-ordinating with the Regional Credit Team and branch branches for any queries.

Requirements:

1. Graduation and above
2. Minimum 3 years of experience in Credit underwriting of Affordable Housing Loan, LAP, Mortgage Loan
3. Local language is mandatory
4. Willing to travel
5. Operations, Sales & Credit underwriting experience from JLG (Joint Liability Group) product background will not be considered.